As the U.S. Congress races against the clock to prevent a government shutdown, it simultaneously faces pressing issues regarding Social Security reform. A significant piece of legislation currently on the table is the Social Security Fairness Act, which is poised to address long-standing inequities in benefits for public workers. However, this bill’s future is rife
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In a dramatic turn of events, Wall Street witnessed a significant reaction on Wednesday as the CBOE Volatility Index (VIX) experienced its second-largest percentage increase in history, soaring by an astonishing 74%. This unprecedented surge was largely a response to the Federal Reserve’s announcement regarding its future interest rate strategies, which hinted at a more
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As economic policies evolve under new leadership, the specter of tariffs on imported goods looms larger than ever, particularly within the automotive sector. President-elect Donald Trump has not shied away from discussing the implementation of substantial tariffs, notably a proposed additional 10% tariff on products imported from China, alongside another anticipated 25% on goods coming
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In 2024, the Federal Reserve made headlines by lowering its interest rate target three times, prompting many prospective homeowners to hope for a dip in mortgage rates. However, experts caution that such adjustments might not lead to immediate relief for would-be buyers. Jordan Jackson, a global market strategist at J.P. Morgan Asset Management, anticipates that
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In December 2024, the Federal Reserve made headlines by announcing a reduction in interest rates for the third time within the year. While this adjustment aimed to stimulate economic activity, an intriguing phenomenon emerged: mortgage rates surged despite the Fed’s efforts to lower borrowing costs. This article delves into the intricate relationship between the Fed’s
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As we move through 2023, a notable upward trend in the average savings rate associated with 401(k) plans has emerged, as highlighted by the results of a recent industry survey. The average combined savings rate—taking into account employee contributions and employer matches—has risen to an impressive 12.7%, up from 12.1% in the previous year. This
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