Personal

On a notable Thursday in 2026, the IRS revealed the new contribution limits for Health Savings Accounts (HSAs), upping the ante with figures that barely keep pace with inflation. Self-only health coverage contributions are now set at $4,400, marking a modest increase from the previous year’s $4,300. Meanwhile, families can contribute up to $8,750, a
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In a world where tariffs and trade wars create unpredictable havoc in the stock market, savvy investors find themselves navigating a turbulent financial landscape. One intriguing strategy that has gained traction is the phenomenon of Roth conversions—an approach that puts investors at the crossroads of immediate tax payments and future financial freedom. The surge of
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The Consumer Financial Protection Bureau (CFPB) was launched with the noble aim of safeguarding consumers from the predatory practices of financial institutions, particularly in the wake of the 2008 financial crisis. However, the agency has recently found itself under siege by political forces, particularly under the Trump administration, which perceives its presence as an expensive
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Under President Biden’s leadership, the Department of Education championed the cause of student loan forgiveness, announcing numerous debt relief initiatives tailored to support borrowers. However, this progressive stance took a dramatic turn during the Trump presidency, where initiatives meant to relieve educational debt drew heavy criticism and resistance. Trump’s administration not only attempted to restrict
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With the financial landscape ever-shifting, the allure of a fat cash reserve can seem tempting, especially during times of market uncertainty. Recent headlines, like Warren Buffett’s astounding cash reserve of $334 billion at Berkshire Hathaway, only add to this perception. Yet, for the average investor trailing behind the investment titan, chasing after the “cash comfort
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In a political landscape where tariff policies are unpredictable, investors find themselves in a state of heightened anxiety. This volatility is not merely a statistic; it’s impactful for real-life decisions—most notably for those approaching their retirement years. Tariff-related market fluctuations have the potential to strip away hard-earned savings, leaving investors teetering on the edge of
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