On a notable Thursday in 2026, the IRS revealed the new contribution limits for Health Savings Accounts (HSAs), upping the ante with figures that barely keep pace with inflation. Self-only health coverage contributions are now set at $4,400, marking a modest increase from the previous year’s $4,300. Meanwhile, families can contribute up to $8,750, a
Personal
In the wake of President Trump’s tax reforms through the 2017 Tax Cuts and Jobs Act (TCJA), a contentious issue has bubbled to the surface: the state and local tax (SALT) deduction cap of $10,000. This provision has sparked intense debate regarding its ramifications, particularly on the middle and lower-income households compared to wealthier Americans.
Gold has long been revered as a symbol of wealth and security, a timeless asset that has withstood the test of economic turmoil. With prices recently hitting historic highs—peaking above $3,500 per ounce—many investors have flocked to gold exchange-traded funds (ETFs) as a hedge against uncertainty. The backdrop of global financial unrest exacerbated by political
In a world where tariffs and trade wars create unpredictable havoc in the stock market, savvy investors find themselves navigating a turbulent financial landscape. One intriguing strategy that has gained traction is the phenomenon of Roth conversions—an approach that puts investors at the crossroads of immediate tax payments and future financial freedom. The surge of
The Consumer Financial Protection Bureau (CFPB) was launched with the noble aim of safeguarding consumers from the predatory practices of financial institutions, particularly in the wake of the 2008 financial crisis. However, the agency has recently found itself under siege by political forces, particularly under the Trump administration, which perceives its presence as an expensive
In a surprising turn of events, the world of private equity (PE) is no longer the exclusive domain of institutional giants and high-net-worth individuals. The Securities and Exchange Commission (SEC) has sparked a debate by considering an expansion of the “accredited investor” criteria, which has the potential to usher in a new era of retail
As the clock ticks down to May 7, a hard truth faces U.S. travelers: the Real ID is no longer a mere optional upgrade; it’s swiftly becoming a necessity. This regulation, born from a post-9/11 world, was thrust into existence to enhance security. The mere idea that individual freedom could be curtailed due to lack
Under President Biden’s leadership, the Department of Education championed the cause of student loan forgiveness, announcing numerous debt relief initiatives tailored to support borrowers. However, this progressive stance took a dramatic turn during the Trump presidency, where initiatives meant to relieve educational debt drew heavy criticism and resistance. Trump’s administration not only attempted to restrict
With the financial landscape ever-shifting, the allure of a fat cash reserve can seem tempting, especially during times of market uncertainty. Recent headlines, like Warren Buffett’s astounding cash reserve of $334 billion at Berkshire Hathaway, only add to this perception. Yet, for the average investor trailing behind the investment titan, chasing after the “cash comfort
In a political landscape where tariff policies are unpredictable, investors find themselves in a state of heightened anxiety. This volatility is not merely a statistic; it’s impactful for real-life decisions—most notably for those approaching their retirement years. Tariff-related market fluctuations have the potential to strip away hard-earned savings, leaving investors teetering on the edge of